Savings Rates
Savings Rates
| Type | Dividend Rate | APY** | Term (Months) |
|---|---|---|---|
| Regular Share Savings | 0.05% | 0.05% | -- |
| Christmas Club Savings | 0.05% | 0.05% | -- |
**APY=Annual Percentage Yield. Minimum deposit of $5.00 to open a Share Savings/Christmas Club Savings. Minimum balance to earn APY is $5.00. The rate may change after account is open. Christmas Club Savings – If you withdraw from the Christmas Club Savings, you may be charged a fee. Fees may reduce your earnings. Please see Fee Schedule. Call SHPFCU at (800) 282-3006 for complete information.
Blue Max Savings
| Type | Dividend Rate | APY** | Minimum Balance |
|---|---|---|---|
| Blue Max $2,500 to $9,999 | 2.00% | 2.02% | Minimum balance to earn APY is $2,500 |
| Blue Max $10,000 to $24,999 | 2.00% | 2.02% | Minimum balance to earn APY is $10,000 |
| Blue Max $25,000 to $49,999 | 2.10% | 2.12% | Minimum balance to earn APY is $25,000 |
| Blue Max $50,000 to $99,999 | 2.35% | 2.38% | Minimum balance to earn APY is $50,000 |
| Blue Max $100,000+ | 2.45% | 2.48% | Minimum balance to earn APY is $100,000 |
**APY=Annual Percentage Yield. APR=Annual Percentage Rate. Minimum Deposit of $2,500 to open a Blue Max account. The rate may change after account is open. Membership required to to open a Blue Max Savings account with SHPFCU. Call SHPFCU at (800) 282-3006 for complete information.
Share Certificates
| Type | Dividend Rate | APY** | Term (Months) |
|---|---|---|---|
| 6 Month Share Certificate | 4.50% | 4.59% | 6 Months |
| 12 Month Share Certificate | 4.75% | 4.86% | 12 Months | 15 Month Share Certificate | 4.80% | 4.91% | 15 Months |
| 18 Month Share Certificate | 4.50% | 4.59% | 18 Months |
| 24 Month Share Certificate | 4.25% | 4.33% | 24 Months |
| 36 Month Share Certificate | 3.95% | 4.02% | 36 Months |
| 48 Month Share Certificate | 3.90% | 3.97% | 48 Months |
| 60 Month Share Certificate | 3.85% | 3.92% | 60 Months |
**APY=Annual Percentage Yield. You may elect to receive dividends paid monthly, quarterly, or annually. The APY listed above assumes monthly dividends. The minimum balance to open a share certificate is $500.00. A penalty may be imposed for early withdrawal. Membership required to to open Share Certificates with SHPFCU. Call SHPFCU at (800) 282-3006 for complete information. Share and Certificate rates are subject to change at any time.